The remaining lounge benefits, which no doubt come with complimentary food, drinks, and other services, are probably still very enticing. It is not a credit card at all, but is rather a charge card or cash card, meaning cardholders have to pay off their balance in full every month. Fill in the form below. It’s rumored that Centurion cardholders have standing reservations at several top restaurants, like Nobu, Per Say, Smith & Wollensky, and more (at an annual fee of $5,000). Up to a $100 application fee credit for the cost of TSA Pre✓® or Global Entry. Approval will be subject to our approval criteria. When you click on any ‘Apply Now’ button, the most up-to-date terms and conditions, rates, and fee information will be presented by the issuer. Credit Card Insider has not reviewed all available credit card offers in the marketplace. Considering a premium credit card? The American Express Centurion card, nicknamed the “Black Card,” is invitation only. Both cards offer complimentary VIP treatment at many hotels and resorts around the world. Some things you should know about Credit Card fees, Everything you need to know about making an application, See how we calculate your monthly interest. By He immediately made a point of showing it off frequently. Do you use either the American Express Centurion card or the Mastercard Black Card? The Mastercard Black Card’s APR of 14.99% Variable is pretty average for people with excellent credit. Make the wait staff fawn over you A list of these issuers can be found on our Editorial Guidelines. You can request to change your credit limit at any time. DISCLAIMER: All information posted to this site was accurate at the time of its initial publication. “Finally, I said loudly, ‘Never mind! Liz Grimes encountered one while waitressing while in college. We interviewed some Black Card holders, as well as those who have been in its presence, about the privileges that only membership can buy. Credit Card Insider and CardRatings may receive a commission from card issuers. The Centurion card used to allow you to have up to 99 authorized users on your account, but no longer. full review of the Mastercard Black Card here, check out the comments section of this page for an interesting discussion on the topic, an astounding $36.3 million dollars for a rare porcelain “chicken cup.”, some Centurion cardholders are disappointed in the level of service they’ve received from their concierge, they list the types of services the concierge can offer, Available by invitation only (you can request an invite), Premium status at the world’s leading hotels and airlines. “Your close friends know who you are and what you do so they’re not surprised or shocked to see it.” That said, “It is a great way to get the bartender’s attention.”.